About Us

We reduce the debt burden for people who find it hard to pay off their credit card, personal loan, and mortgage debts.

We offer a fresh start

We are a social enterprise that helps Indonesian borrowers who find it difficult to make their monthly loan payments.

There are many reasons why paying back loans can become very difficult and it can happen to anyone. In fact, it happens to an estimated 3 million families across Southeast Asia. Unforeseen circumstances such as job loss, sickness, and accidents can lead to loss of income.

Small business owners and young entrepreneurs often finance their businesses with personal credit cards. Hence, when businesses run into financial troubles, their personal finances experience trouble as well.

Flooding, fire, and hospital bills often result in big expenses AND a loss in income as businesses have to stay closed for repairs and hospitalized people might not earn the salary.

amalan works FOR the borrowers and WITH their lenders to find a solution that is beneficial to all parties.

Our consultants are experts in settling and refinancing credit cards, personal loans and mortgages.

We analyze ALL loans, ALL income, and ALL assets to then develop a personalized plan to pay off all debt with affordable installments.

We offer free consultations based on data provided by the borrowers. We will only charge a success fee when the borrower agree to a settlement offer.

Our goal is to offer our customers and their families a fresh start and to be in control of their finances.

OUR VISION

Be the leading trusted and professional provider of debt management programs to reintegrate borrowers into the financial system.

OUR MISSION

Empower borrowers to regain control of their finances.

Our values

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Trust & Integrity

We do what we say and deliver on our promises be it to customers or banks.

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Service excellence

We work hard every day to offer the best possible service to you so that you find us and our processes easy to deal with.

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Compassion

We care about you and want to solve your debt problems in order to offer you the fresh start you deserve.

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Success

We are an entrepreneurial organization which empowers every member of our team in assisting our customers in regaining control of their finances.

IAPDA accreditation

IAPDA

Since 2016, amalan is the only company in Asia that is accredited by IAPDA (International Association of Professional Debt Arbitrators).


IAPDA is the world's leading association for debt mediators. It provides training and certification. It establishes standards of excellence, customer protection and product knowledge.

IAPDA

Our Milestones

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August 2014

amalan international Pte Ltd is founded in Singapore

August 2015

PT amalan international indonesia starts operations in Jakarta with license from  BKPM

July 2016

first company in Asia to be accredited by IAPDA

November 2016

Lauch of first Android application

April 2017

Member of Fintech Association Indonesia

February 2018

Introduction of CardCutter and CardCutter+ in partnership with KoinWorks to refinance loans.

May 2018

Selected among 1,000 applicants for the MaGIC global accelerator program of the Malaysian Ministry of Finance

August 2018

incorporation of amalan fintech Sdn Bhd in Malaysia

September 2018

amalan signs a partnership with CIMB Niaga for mortgage refinancing

Our team

Arne
CEO
Yodhi
Director
Mitchell
Director
Jonathan
Senior Advisor
Iwan
Senior Advisor
Alberto
Senior Advisor
Abi
Business Intelligence
Aldi
Systems Development
Alwin
Consumer Solution
Andre
Customer Solutions
Angela
Assistant
Dias
Team Leader - Customer Solutions
Didi
Customer Solutions
Dwi
Marketing Associate
Erma
Executive Assistant
Erwanda
Performance Marketing
Fadilla
Customer Solutions
Fanny
Customer Solution
Febriandi
Customer Solutions
Ferdi
Customer Solutions Consultant
Firda
Financial & Business Analyst
Genta
Training and Quality Manager
Gigih
Salesforce Developer
Handaru
Graphic Designer
Handy
Mediations
Hilman
Mediations
Isni Nadia
Customer Solutions Consultant
Intan
Content Writer
Linny
Head of Systems and Technology
Lintang
Customer Solutions
Mario
Customer Solutions
Rachel
Team Leader - Customer Solutions
Raissha
Finance and Business Analyst
Redha
System Developer
Richard
Training and Quality
Samuel
Helpdesk Engineer
Suci
Customer Solutions
Ulfa
Customer Solutions
Wahib
Customer Solutions